Abba Payments

Today, we honor Namibia’s heroes—their courage, sacrifice and enduring legacy.

Happy Heroes’ Day, Namibia. 🇳🇦

CEO Opportunity — Namibia 30 Index (NAX30)

If anyone in my network knows an experienced financial-services executive with a strong background in finance, securities, capital markets, and digital financial assets who may be interested in serving as Chief Executive Officer of Namibia 30 Index (NAX30), please let me know.

NAX30 is regulatory-focused, and the ideal candidate should have the professional experience, integrity, governance credentials, and regulatory suitability required to lead an emerging financial market infrastructure initiative. The successful candidate must therefore be prepared to undergo the applicable regulatory and fit-and-proper vetting processes.

We are particularly interested in candidates capable of operating at the intersection of traditional capital markets, securities, blockchain infrastructure, and digital financial assets.

More about NAX30: https://nax30.io

Email: [email protected]

Following the successful deployment of NADD, Namibia's first regulatory-focused blockchain-native stablecoin pegged 1:1 to the Namibian Dollar ( ) (see https://nadd.io), the next phase is to scale dZWG, Zimbabwe's first blockchain-native stablecoin pegged 1:1 to Zimbabwe Gold ( ), see https://github.com/abba-platforms/dZWG, and AOAk, Angola's first blockchain-native stablecoin pegged 1:1 to the Angolan Kwanza ( ), see https://github.com/abba-platforms/AOAk.

The immediate goal is to integrate NADD, dZWG, and AOAk into a unified digital payment rail for Southern Africa.

The Namibia 30 Index (NAX30) ecosystem is composed of two distinct components: a benchmark reference layer and a market-traded digital instrument.

The "NAX30 Index" operates as a rules-based analytical construct designed to provide a transparent and methodology-driven reference for market performance.

The "NAX30 Token" operates as a separate market instrument whose pricing is determined independently through trading activity.

These components are conceptually related but structurally independent.

Complete details: https://github.com/abba-platforms/NAX30/blob/main/NAX30_PRICE_AND_INDEX_FRAMEWORK.md

PRESS RELEASE

Abba Payments Announces Strategic Initiative to Establish a Digital-First Microbanking Institution Focused on Modern Financial Infrastructure

Abba Payments has commenced a strategic initiative to establish a digital-first microbanking institution focused on advancing transparent, scalable, and technology-enabled financial infrastructure. The initiative builds upon the company’s experience developing digital payment and market infrastructure solutions, including Namibia Digital Dollar (NADD) and Namibia 30 Index (NAX30), and remains subject to applicable regulatory approvals.

OSHAKATI, Namibia — July 16, 2026:—

Abba Payments today announced the commencement of a strategic initiative to establish a digital-first microbanking institution focused on advancing modern, transparent, and scalable financial infrastructure and services across emerging markets.

The proposed institution is being developed as a technology-enabled financial services platform designed around operational efficiency, customer accessibility, financial inclusion, and responsible innovation. The initiative aims to establish a modern banking model supported by scalable digital infrastructure, strong governance frameworks, and transparent service delivery.

The proposed institution remains subject to incorporation, regulatory engagement, licensing approval, and compliance with applicable legal, prudential, and supervisory requirements. The initiative is evaluating suitable regulatory jurisdictions, including Namibia, Mauritius, and Seychelles, based on regulatory frameworks, market opportunities, and long-term strategic objectives.

The initiative is founded by Simon Kapenda, entrepreneur and founder of Oshakati, Namibia-based Abba Payments (Namibia) (Pty) Ltd., a financial technology (FinTech) company developing digital financial infrastructure initiatives focused on payments, market infrastructure, and emerging financial technologies.

Simon Kapenda is the creator of Namibia Digital Dollar (NADD) (https://nadd.io), a blockchain-native stablecoin initiative designed to represent the Namibian Dollar (NAD) value on-chain on a 1-on-1 parity basis through a transparent reserve-backed framework supporting digital payments, settlement, and financial infrastructure.

He is also the creator of Namibia 30 Index (NAX30) (https://nax30.io), a rules-based, blockchain-native equity market benchmark referencing 30 selected companies listed on the Namibia Securities Exchange (NSX), designed to provide transparent digital market data infrastructure for tracking market performance.

Building upon this foundation, the proposed microbanking institution seeks to develop a modern financial services model leveraging emerging financial technologies, including distributed ledger systems where applicable, to enhance transparency, efficiency, interoperability, and accessibility across financial services.

The institution’s long-term vision is to support individuals, entrepreneurs, small and medium-sized enterprises, and businesses through digitally enabled financial products and services while contributing to the development of inclusive and resilient financial infrastructure.

The proposed institution will be guided by the following principles:

* Digital-first financial services — delivering accessible and efficient financial products through scalable technology infrastructure.
* Transparency and accountability — implementing strong governance, compliance, risk management, cybersecurity, and reporting frameworks.
* Financial inclusion — expanding access to secure and affordable financial services for individuals and businesses.
* Technology-enabled infrastructure — applying modern financial technologies to improve operational efficiency, interoperability, and service delivery.

The establishment process will prioritize regulatory compliance, institutional governance, consumer protection, operational resilience, and independent assurance mechanisms consistent with applicable regulatory expectations.

"Financial infrastructure is undergoing significant transformation globally. Our objective is to contribute to this evolution by developing a modern financial services platform built around transparency, efficiency, responsible innovation, and long-term institutional sustainability," said Simon Kapenda, Founder of Abba Payments.

"The development of NADD and NAX30 provided practical experience in building technology-enabled financial infrastructure. This initiative represents the next stage in developing trusted financial platforms that can support individuals, businesses, and the broader digital economy."

Abba Payments will continue evaluating regulatory pathways, institutional partnerships, technology frameworks, and operational requirements necessary for the establishment of the proposed microbanking institution.

Further announcements will be made as the initiative progresses through applicable incorporation, regulatory, and licensing processes.

About Abba Payments

Founded by Simon Kapenda in Oshakati, Namibia in 2022, Abba Payments (Namibia) (Pty) Ltd. is a financial technology company developing digital financial infrastructure initiatives focused on payments, market infrastructure, and next-generation financial services.

The company's ecosystem includes:

Namibia Digital Dollar (NADD) (https://nadd.io) — a blockchain-native stablecoin initiative designed to represent the Namibian Dollar (NAD) value on-chain through a transparent reserve-backed framework and support digital payments, settlement, transfers, and ecosystem transactions.

Namibia 30 Index (NAX30) (https://nax30.io) — a rules-based, blockchain-native equity market benchmark referencing 30 selected companies listed on the Namibia Securities Exchange (NSX), providing transparent digital market infrastructure for tracking market performance.

Together, these initiatives form part of a broader financial infrastructure ecosystem focused on digital payments, market data infrastructure, and future regulated financial services.

Media Contact

Abba Payments
Oshakati, Namibia
Email: [email protected]

The Namibian Dollar (NAD) just got smarter and is now on-chain through NADD (Namibia Digital Dollar) — a blockchain-native, 1:1 NAD-pegged stablecoin built for real-world digital payments.

Now with NADD Pay on WhatsApp, you can pay anyone instantly, send and receive NADD wallet-to-wallet, and convert between NADD and USDT in real time—all through WhatsApp, without needing to download or install any additional apps.

Designed with affordability in mind, NADD offers lower transaction fees, making digital payments simple, accessible, and built for everyone, everywhere.

Get started by sending "Hello" on WhatsApp to +264 85 250 9027.

Learn more: https://nadd.io

NADD Pay on WhatsApp is the easiest ways for you to send, receive, and convert NADD.

Simply send “Hello” on WhatsApp to:

+264 85 250 9027

With NADD Pay, you can:

- send and receive NADD through WhatsApp
- access your wallet through a familiar messaging interface
- send NADD directly to any WhatsApp number
- convert NADD to USDT
- transact in real time

NADD (Namibia Digital Dollar) brings NAD (Namibian Dollar) on-chain, interoperable with global liquidity.

NADD Pay on WhatsApp: https://nadd.io/portal

Everything about NADD: https://nadd.io

Buy NADD: https://buy.nadd.io

🇳🇦 Namibia Digital Dollar (NADD) Policy Brief on Oil & Gas for Namibia

As Namibia’s historic oil and gas discoveries continue to make global headlines, the nation stands at a critical juncture — where energy wealth meets the need for financial innovation and transparency.

Abba Payments' own brand, Namibia Digital Dollar — Namibia’s first blockchain-native stablecoin, pegged 1:1 to the Namibian Dollar and backed by hybrid on-ledger and fiat reserves — represents a powerful new instrument to support this transformation.

Today, we are pleased to release the NADD Policy Brief on Oil & Gas for Namibia, a detailed analysis outlining how NADD can:

Enable secure, transparent, and real-time transactions across the oil and gas value chain.

Facilitate efficient management of petroleum revenues with full auditability.

Strengthen local currency stability amid rising foreign inflows.

Provide a regulatory-compliant digital financial infrastructure to power the next generation of trade and investment.

Accelerate Namibia’s transition toward a smart, digitally inclusive economy.

📄 Read the full policy brief:
https://github.com/abba-platforms/NADD/blob/main/NADD_OIL_AND_GAS_POLICY_BRIEF.md

As we enter this new era of energy-driven growth, the integration of digital finance through NADD ensures that Namibia’s oil and gas prosperity translates into long-term economic empowerment, transparency, and national development.

Complete Documentation and Codebase:
https://github.com/abba-platforms/NADD

🚀 Angola Digital Kwanza (AOAk) Deployed on BSC Testnet Deployment!

We’re excited to announce that Angola Digital Kwanza (AOAk) has been deployed on the Binance Smart Chain (BSC) Testnet.

Angola Digital Kwanza (AOAk) is a Blockchain-native stablecoin pegged 1:1 to the Angolan Kwanza (AOA) and fully backed by U.S. dollar reserves. It is designed to provide a secure, transparent, and programmable digital currency that promotes financial inclusion, enables instant payments, and bridges Angola’s economy with global financial markets.

BSC Testnet Contract Address: 0x32629ec2534dd50380f667AB67A828F2cB24553e

Next Steps:

1. Complete frontend integration with the deployed Testnet contract.

2. Prepare for Mainnet deployment and verification.

3. Expand documentation with usage examples, guides, and developer resources.

Check out the repository here: https://github.com/abba-platforms/AOAk

We welcome feedback, contributions, and collaboration as we move AOAk closer to full production to serve Angolans, domestically and worldwide.

📢 NADD Governance Charter Released — A New Era for Namibia’s Stablecoin 🇳🇦

We are proud to announce the official release of the NADD Governance Charter — a comprehensive framework that sets the highest standards for transparency, compliance, and stability for the Namibia Digital Dollar (NADD).

This Charter defines how NADD will operate as a blockchain‑native stablecoin pegged 1:1 to the Namibia Dollar (NAD), detailing governance structure, reserve management, compliance, dispute resolution, and stakeholder engagement.

It reflects our commitment to building trust, safeguarding value, and preparing for the future of digital finance in Namibia.

📄 Read the full Charter here:
🔗 https://github.com/abba-platforms/NADD/blob/main/NADD_GOVERNANCE_,CHARTER.md