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MTNN is another example.

I currently hold 750 shares with an average cost of ₦663.17 per share. At today's market price of about ₦790, I'm still up by approximately ₦95,126, representing a gain of 19.13%.

Yet MTNN is also one of the stocks that has pulled back from higher levels and contributed to the decline in my portfolio's recent gains.

This is why investors should understand the difference between:

• A stock being down from its recent peak.

• Being in an actual loss position.

They are not the same thing.

Right now, some of my positions are giving back part of the profits they generated earlier in the year. It doesn't feel great, but it's a normal part of investing.

When markets are rising, everyone feels like a genius. The real test comes when prices fall and your paper gains begin to shrink.

That's where having an emergency fund, a money market fund, and a long-term mindset becomes important.

For me, nothing has changed fundamentally. I'm staying invested, focusing on my asset allocation goals, and avoiding emotional decisions.

So I logged into my Stanbic IBTC account yesterday evening to check my fund units and I nearly fell off my chair 😂

The numbers showing are double what I expected. We're talking 17,000+ units on Imaan Fund and 2.38 million units on Ethical Fund. Either there's a system glitch or God has been doing silent arithmetic on my behalf 🙏😂

Low key I am praying this is real because WHY did I set such a massive unit target in the first place 💀 This is the same target that had me pressing calculator Friday night, mapping out exactly how and when I'd finally hit it so I could redirect my money elsewhere.

And now I log in and I've apparently exceeded my Imaan Fund target? Just like that?

Now Ethical Fund is a different story. Even if these numbers are correct, I still need about 619,784 units to hit my 3 million unit target. That's roughly ₦4.4 million still to go. The journey continues 💪

Monday will tell the truth. The bank is on holiday Friday so I'm sitting with this beautiful confusion until then.

But here's what I know regardless of what the numbers turn out to be: I set a target. I stayed consistent. I kept investing even when I couldn't see the finish line clearly. And whether it's doubled or not, I will meet and exceed every target I set by God's grace 💃💃

Because that's what we do here. We don't just wish. We work, we trust, and we watch God move.

Watch this space 👀 and follOCS interior interior

Good day friends and family